Accounts receivable platform with AI agents for collections, dispute handling, cash application and contact finding.

Clobe AI features and pricing (October 2026)
Korean finance platform linking bank, card and tax data, with an AI daily cash report and AI journal entries for tax firms.
Pricing: Freemium
Clobe AI and Clobe Connect are free for good (KRW 0) according to the pricing page. Fees apply only to financing through Clobe Finance, as of September 2026.
What is Clobe?
Clobe is a Korean finance platform for small and mid-size businesses and their tax accountants. It pulls bank, card and tax data into one view, sends an AI daily cash report and uses AI to prepare journal entries for tax firms.
Clobe AI connects every Korean bank account, corporate cards and Hometax data and shows cash position, profit and loss on a cash and accrual basis, receivables and payables by counterparty, payroll and scheduled transfers. Clobe Connect is a separate workspace for tax accountants that collects client statements and card data and exports entries to existing tax software. Clobe Finance offers receivables-based funding. The company, V1C Inc., was founded in December 2021, holds the Korean ISMS certification and reported 30,000 customers in August 2026.
Clobe AI features and use cases
- Sends a daily cash reportEvery morning at 8 AM the AI daily report summarizes the previous day's balances, transactions and card spend and sends it via KakaoTalk and email. Owners and finance staff see the cash position without logging in or opening several bank portals.
- Flags unusual transactionsThe daily report highlights transactions that look unusual compared with normal activity. The finance team can check these items the same morning instead of discovering them at month end. The check runs on the same bank and card feeds that power the report.
- Estimates upcoming VATFrom connected sales and purchase data, Clobe builds an expected VAT report before the filing deadline. Companies can plan the payment and spot missing tax invoices early.
- Prepares journal entries for tax firmsIn Clobe Connect the AI learns from each client's booking history and, according to the vendor, classifies 90.4 percent of journal entries. Tax accountants review the proposals and export them to their tax software, which cuts manual posting.
What sets Clobe apart
- Clobe AI and Clobe Connect are free; the company earns money from its receivables-based financing product.
- Daily reports arrive in KakaoTalk, the messenger most Korean business owners already use.
- Clobe Connect lets tax accountants use MCP to connect AI tools such as ChatGPT and Claude to client data.
Where Clobe is strongest
V1C Inc. (주식회사 브이원씨) is based in South Korea, connects Korean banks, corporate cards and the Hometax tax portal, and reported 30,000 customers in August 2026.
Questions to ask before you buy Clobe
Clobe is built for Korean companies: the interface is Korean only and the connectors cover Korean banks, cards and Hometax. Under Korea's Personal Information Protection Act the privacy policy lists AWS, Google, Mixpanel and Intercom as processors, and no hosting region was stated in September 2026. Check how bank credentials are handled, what the free model means for data use in the financing business, and whether Clobe Connect exports fit your tax software.
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Questions about Clobe
What does Clobe cost?
The pricing page lists Clobe AI and Clobe Connect at KRW 0 with no sign-up or monthly fees. Fees apply only if you use Clobe Finance for receivables-based funding.
Which data sources does Clobe connect?
It connects Korean bank accounts, corporate cards, loans and Hometax tax data. For tax firms, Clobe Connect also collects client statements and card transactions and exports entries to existing tax software.
Is Clobe certified?
V1C Inc. obtained the Korean ISMS certification for information security management in June 2026, according to its company page. International certificates such as ISO/IEC 27001 were not listed in September 2026.
Clobe update historyno updates yet
No changes recorded for Clobe yet.
Changes the vendor made and confirmed user reports, each checked against the vendor's own pages. We review every tool monthly.
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