From $15,000 per year🇺🇸
Accounts receivable platform with AI agents for collections, dispute handling, cash application and contact finding.
Cresium AI features and pricing (October 2026)
Argentine finance platform for SMEs with account, collections and vendor payments whose AI agent Luca reads invoices, sends reminders and matches payments.
Usage-basedFree plan
Pricing: Usage-based
According to the website, using Cresium has no cost, with no opening or maintenance fees. The payment gateway carries commissions that are disclosed at contract signing, as of September 2026.
What is Cresium?
Cresium is an Argentine finance platform for small and midsize businesses that combines a business account with collections, supplier payments and cash flow analysis. Its AI agent Luca reads invoices, sends reminders and matches incoming payments.
Cresium offers business accounts through its partner bank, collections with payment links and reminders, bulk supplier payments of up to 500 transfers at once, approval workflows, investments and ERP synchronization. Cresium S.A. is registered with the Argentine central bank BCRA as a payment service provider, and the website cites more than 1,000 companies. The account itself has no opening or maintenance fees.
Since the service depends on an Argentine account, it suits companies or subsidiaries operating in Argentina.
Cresium AI features and use cases
- Chases customer paymentsThe agent Luca reviews issued invoices, sends reminders by email or WhatsApp with a payment link and links incoming payments to invoices when the CUIT tax ID and amount match. Finance teams spend less time on collection calls and manual matching.
- Reads supplier invoicesInvoices arriving by WhatsApp, email or from the ERP are read automatically for supplier, amount and CBU bank code, and duplicates are flagged before payment. Payables staff prepare payment runs with less typing and fewer double payments.
- Forecasts cash flowCresium's AI predicts cash flow from the company's historical data. Owners and treasurers see upcoming shortfalls earlier and can plan payments or investments accordingly.
- Flags unusual transactionsThe platform automatically identifies irregularities in transactions. Finance teams receive a signal to check unusual movements without reviewing every line of the account.
What sets Cresium apart
- Software comes bundled with a business account from a BCRA-regulated partner bank, without account fees.
- Collections, supplier payments and cash forecasting run in one tool, with WhatsApp as an input and reminder channel.
Where Cresium is strongest
Cresium S.A. is registered with Argentina's central bank BCRA as a payment service provider and works with Argentine identifiers such as the CUIT tax ID and the CBU bank code.
Questions to ask before you buy Cresium
Cresium requires an Argentine account and is in Spanish. Ask for the commission schedule of the payment gateway, which is only disclosed at contract signing. The privacy policy mentions transfers to jurisdictions with different protection levels; ask where data is hosted and how Argentina's data protection law (Ley 25.326) is applied. Check the ERP synchronization for your system.
Cresium reviews
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Questions about Cresium
What does Cresium cost?
The website states that using Cresium has no cost and the account has no opening or maintenance fees. The payment gateway carries commissions that are set out in the contract.
Is Cresium regulated?
Cresium S.A. is registered with Argentina's central bank BCRA as a payment service provider, and the accounts are held with a BCRA-regulated partner bank.
Where is data stored?
The privacy policy states that data is held in databases registered with Argentina's data protection registry and that cloud providers are used. A hosting country was not named during our check in September 2026.
Cresium update historyno updates yet
No changes recorded for Cresium yet.
Changes the vendor made and confirmed user reports, each checked against the vendor's own pages. We review every tool monthly.
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