Nibo AI features and pricing (October 2026)

Nibo is a Brazilian financial management platform for companies, accounting firms and finance outsourcing (BPO) providers. It reads bank slips, invoices and PDF statements with AI and suggests categories during bank reconciliation.

Nibo covers payables and receivables, cash flow, bank reconciliation, invoice issuance, cost centers and budgeting, depending on the plan. A separate product serves accounting firms with document robots and tax obligation management, and a third serves BPO providers that run finance for several clients. The operating company is Nibo Softwares e Cursos Ltda. in Brazil, and the website cites more than 440,000 businesses.

The interface is in Portuguese and the documents it reads are Brazilian formats, so it fits a Brazilian entity or a Brazilian accounting partner.

• Prefills payments from bank slipsDrag a boleto or invoice into a new scheduled payment and the AI fills in the fields: due date, amount, reference, description and the category of the last payment to that contact for boletos, and accrual period, reference and description for invoices. It also suggests the supplier by CPF or CNPJ, so payables are recorded faster.
• Reads PDF bank statementsUsers upload a PDF bank statement and the AI extracts date, description and amount for each line. The help center recommends reviewing the result before reconciling, since non-standard layouts can cause errors, and password-protected files must be unlocked first.
• Suggests categories in reconciliationWhere no earlier reconciliation gives a hint, the AI suggests the most suitable category from the company's own list for each bank transaction. Combined with contact matching by tax number, many lines only need a click to reconcile.

• All plans include unlimited users and bank accounts, with separate products for accounting firms and finance BPO providers.
• Data is stored in Microsoft Azure data centers with daily backups, according to the security page; the region is not stated.

Nibo is a Brazilian company that cites more than 440,000 businesses as users and works with Brazilian documents such as boletos, notas fiscais and CPF and CNPJ tax numbers.

Nibo is built for Brazilian entities and Brazilian document formats, and the interface is in Portuguese. The security page names Microsoft Azure but no region or certification; ask for both along with the processing terms under Brazil's LGPD. Check which plan includes the functions you need, since budgeting and API access start with Premium. The help center recommends reviewing AI-extracted statement data before reconciling.

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