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Quadient AR AI features, pricing and GDPR (October 2026)

Quadient's receivables automation (formerly YayPay) with machine learning payment predictions and payer grades that drive collection workflows.

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Quadient does not publish prices; pricing on request (as of September 2026).

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What is Quadient AR?

Quadient AR automation, formerly YayPay, is accounts receivable software for mid-sized B2B companies. It automates invoice delivery, collections, disputes, customer payments and cash application and uses machine learning to predict payment behavior and prioritize collections.

Quadient AR automation connects invoicing, collections workflows, dispute resolution, customer payment options and cash application in one dashboard with reporting and an AI assistant for analytics. It integrates with SAP, NetSuite, Microsoft Dynamics, Sage Intacct, X3 and 300, Salesforce, Zuora, Xero, QuickBooks and Acumatica. Quadient, a Paris-based company listed on Euronext, acquired New York-based YayPay in November 2022 and now sells the product as part of the Quadient Suite. The vendor states that more than 2,100 finance teams use it, naming customers such as GoTo, Jumio and OneSpan.

Quadient AR AI features and use cases

  • Predicts payment datesMachine learning analyzes payer behavior to forecast when each customer will pay. Quadient states forecasting accuracy of up to 94 percent. Finance teams use the predictions for cash planning and to spot late payers before invoices fall due.
  • Grades payers and routes workflowsPayer analysis assigns each customer a letter grade from A to E. Reliable payers go into low-touch workflows and risky ones into high-touch workflows, which adjust automatically when payment behavior changes. Collectors spend their time where risk is highest.
  • Prioritizes collectionsThe platform prioritizes collection activities automatically and monitors risk and payment trends. Receivables managers get a ranked worklist instead of sorting aging reports by hand, and collectors know which customer to contact first.

What sets Quadient AR apart

  • Part of Quadient, a Paris-based company listed on Euronext, and sold within the Quadient Suite together with its other finance automation products.
  • Payer grades from A to E link risk scoring directly to collection workflows.

Where Quadient AR is strongest

France United States Available internationally

The product comes from New York-based YayPay, which Quadient acquired in 2022, and its references are mainly US companies such as GoTo and Jumio.

Questions to ask before you buy Quadient AR

Request pricing, which Quadient does not publish, and check that your ERP version is on the integration list. Ask for SOC reports, hosting region and the data processing agreement, since the product page reviewed in September 2026 does not detail them. Note that accuracy figures for payment predictions are vendor statements and depend on your payment history data.

Using Quadient AR in the EU: GDPR and AI Act

  • Data locationNot published by the vendor.
  • Data processing agreementNot published by the vendor: ask for one (Art. 28 GDPR).
  • EU AI ActCheck whether the AI prepares decisions about people. If not, the high-risk rules usually do not apply. The high-risk obligations apply from December 2, 2027 (Digital Omnibus).
General information with sources, not legal advice.

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Questions about Quadient AR

What is the relationship between Quadient AR automation and YayPay?

Quadient acquired YayPay in November 2022. The product page now presents it as AR automation within the Quadient Suite, and the YayPay name no longer appears there.

Which systems does Quadient AR integrate with?

The product page names SAP including Business One, Oracle NetSuite, Microsoft Dynamics, Sage Intacct, X3 and 300, Salesforce, Zuora, Xero, QuickBooks and Acumatica.

How accurate are the payment predictions?

The product page states forecasting accuracy of up to 94 percent. A 2023 vendor blog gives a range of 84 to 94 percent. These are vendor figures.

Quadient AR update historyno updates yet

No changes recorded for Quadient AR yet.

Changes the vendor made and confirmed user reports, each checked against the vendor's own pages. We review every tool monthly.

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