Upflow AI features, pricing and GDPR (October 2026)

Upflow is accounts receivable software for mid-sized B2B companies, with a focus on the US market. It organizes collections, customer payments and cash application and adds AI agents that run outreach, match payments and report on customer payment health.

Upflow calls itself a financial relationship management platform. It combines collection workflows, a customer payment portal, an optional payments module, cash application and reporting. Pricing is based on annual gross invoice value with unlimited users, from the Starter plan up to Enterprise, and a free Discover plan gives access to dashboards and insights. Integrations include QuickBooks Online, Xero, NetSuite, Sage Intacct, Pennylane, Zuora, Chargebee, Stripe Billing, Salesforce and HubSpot. Upflow was founded in Paris in 2018 and later shifted its focus to the US mid-market. The contracting entity is Upflow, Inc. in the United States, while Upflow SAS near Paris serves UK and EU customers. Named customers include Lattice and Productboard.

• Explains customer payment healthThe Insights Agent, included in every plan, analyzes customer health, cash forecasts and performance against industry benchmarks. Finance leads see which customers are drifting toward late payment without building aging reports by hand.
• Runs collection outreachThe Collections Agent, available from the Scale plan, manages outreach by email, SMS, calls and letters and bases each message on the customer's receivables history, with settings for how much it may do on its own. Collectors review and adjust instead of writing each reminder themselves.
• Matches difficult paymentsThe Cash Application Agent, from the Accelerate plan, handles complex payment matching and reconciliation and syncs results to the ERP. The vendor states a 98 percent automatic match rate. Accountants spend less time working through unapplied cash at month end.
• Submits invoices to buyer portalsThe AP Portal Agent processes submissions to customer procurement portals from within Upflow. The team uploads invoices to fewer portals by hand, a step that often delays payment by larger customers.

• Prices by annual invoice volume with unlimited users, so adding collectors or sales staff does not raise the fee.
• Free Discover plan gives access to receivables dashboards and the Insights Agent before a paid plan is chosen.
• Connects to European accounting tools such as Pennylane as well as QuickBooks, Xero, NetSuite and Sage Intacct.

According to its privacy policy, the contracting entity is Upflow, Inc. in the United States, and the company history describes a focus on the US mid-market. Upflow was founded in France, where Upflow SAS near Paris serves EU customers.

Check which plan includes the agents you need, since the Collections and AP Portal agents start at Scale and cash application at Accelerate. Single sign-on is limited to Accelerate and Enterprise. Confirm that your accounting system is on the integration list for your plan; NetSuite and Sage Intacct start at Grow. The data protection addendum is published in the help center; ask which hosting region applies, since the privacy policy names processing in the United States and France.

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