Airwallex AI features and pricing (October 2026)

Airwallex is a global financial platform for businesses with multi-currency accounts, international payments, FX and spend management. Its AI enforces expense policies, reads receipts and processes bills before they are paid in more than 90 currencies.

Airwallex combines multi-currency business accounts, local transfers in more than 120 countries, FX conversion, corporate cards, expense management and bill pay with approval routing. Plans run from the free Explore tier to Grow and custom Accelerate contracts, and the company also offers APIs for embedded finance.

Airwallex was founded in Melbourne in 2015 and runs dual headquarters in Singapore and San Francisco. According to the vendor, more than 200,000 businesses use it, it has 27 offices and holds more than 85 licenses and registrations, including an EU e-money license from the Dutch central bank.

• Enforces the expense policyThe Expense Policy Agent checks every expense against the company policy the moment it posts, across entities, currencies and languages, and flags out-of-policy spend. Finance sees violations before they reach the inbox at month-end, which matters most for groups with subsidiaries in several countries.
• Reads and categorizes receiptsEmployees snap receipts on mobile, and AI extracts the receipt data, categorizes the expense automatically and sends it to the right reviewer for approval. Finance receives complete expense records and spends less time typing in and sorting receipts from different currencies.
• Processes supplier billsUploaded invoices go through AI-powered processing, are routed for approval automatically and are paid in more than 90 currencies. Accounts payable types in less invoice data, and treasury can pay foreign suppliers from the same platform that holds the currency balances.

• Combines multi-currency accounts and FX payments with expense and bill management in one platform.
• Offers a free Explore plan with up to 10 Spend users.
• Holds payment and e-money licenses in several regions, including Australia, Singapore, the UK, the Netherlands and Lithuania.

Airwallex was founded in Melbourne in 2015 and holds an Australian financial services licence. It runs dual headquarters in Singapore and San Francisco and is licensed as a money transmitter in US states.

Check which Airwallex entity and license will hold your funds, since this differs by country, and how client money is safeguarded. SSO was listed as coming soon at our check in September 2026, which matters for IT access control. Compare the per-user fee and platform fee with FX and transfer fees, and ask for the data processing agreement and data hosting details.

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