Aspire AI features and pricing (October 2026)

Aspire is a Singapore-based business account and spend platform for startups and SMEs, with regional sites for Singapore, Hong Kong, Australia, the United States, the United Kingdom, the Netherlands, Canada and China. It combines multi-currency accounts, corporate cards, expense and payables management, and uses AI for receipt capture, categorization and fraud detection.

Products include business and multi-currency accounts in currencies such as SGD, USD, EUR, GBP, MYR, PHP, IDR and VND, sending and receiving in more than 30 currencies, virtual and physical corporate cards, expense management with reimbursements and approvals, budgets, payables with bill capture and extended payment terms, invoicing and receivables, global payroll and a yield product on USD balances. Aspire FT Pte. Ltd. is based in Singapore, operates under temporary exemptions from the Monetary Authority of Singapore for payment services, and states more than 50,000 business customers worldwide.

• Extracts data from receipts and invoicesAspire's AI reads invoices and receipts sent by email or uploaded as files and fills in the transaction data. Employees and finance staff no longer key in amounts, dates and vendors by hand.
• Matches receipts and categorizes spendReceipts are matched to card transactions and spending is categorized automatically, with reminders for missing receipts. Month-end closing starts from complete, coded expense data. Smart spend limits keep card use within the budget set per team.
• Detects fraud and freezes cardsAspire AI watches for irregular card activity or fraud and freezes the affected card automatically. Finance teams limit losses outside office hours without monitoring cards themselves.

• Combines a multi-currency business account with spend software, so card spend and payables settle from the same balance.
• The Basic plan costs SGD 0 per month and includes expense management and reimbursements.
• Certified to ISO/IEC 27001:2022 and PCI DSS, with a SOC 2 Type II report available under NDA.

Aspire FT Pte. Ltd. is based in Singapore, states more than 50,000 business customers worldwide and offers accounts in SGD, IDR, MYR, PHP and VND among others.

Aspire is a regulated payments provider as well as software, so review which entity holds your funds in each country and which services partners provide. In Singapore it operates under temporary exemptions from the Monetary Authority of Singapore. No hosting region or public data processing agreement was published in September 2026. Ask about fees for FX and transfers, integrations with your accounting software, and how PDPA rules in Singapore apply to employee data.

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