Kick AI features and pricing (October 2026)

Kick is an AI-driven general ledger for US small business owners, people who run several entities and the bookkeepers who serve them. It categorizes transactions, keeps receipts and produces tax-ready financials, with a free entry plan.

Kick connects bank and card accounts and keeps a general ledger with trial balance, journal entries, splits, rules, receipts and multi-currency support in every plan. Higher plans add reconciliation, statement sync, multiple entities with intercompany handling, AR and AP automation, accrual accounting, consolidation and revenue recognition. The platform also points out commonly missed deductions such as home office, vehicle and travel. Kick, Inc. is based in San Francisco, has raised $20 million and names more than 5,000 business owners and accountants as users.

• Categorizes transactions on syncWhen bank and card transactions arrive, Kick's AI categorizes about 97 percent of them on the first pass, according to its documentation. Owners review the books instead of sorting every line, and experts can check the result.
• Learns from each correctionWhen a user fixes a category, Kick offers to apply the change to similar transactions, both historical and future. Confirming teaches the system, so recurring vendors are handled correctly without writing rules by hand.
• Holds back uncertain casesIf the model's confidence is low, the transaction stays uncategorized for manual review. This keeps guesses out of the books and gives owners and bookkeepers a short list of real questions to answer each month.
• Connects AI assistants and custom agentsFrom the Basic plan, an MCP server gives Claude, ChatGPT, Cursor and other assistants read and write access to the ledger. Accounting firms can build customizable agents with the Agent Builder, which has been generally available since August 10, 2026.

• Offers a free plan for one entity and up to 250 categorized transactions a year.
• Built for owners with several companies, with intercompany transfers, consolidation and per-entity pricing in higher plans.
• Opens the ledger to external AI assistants through MCP and a CLI from the Basic plan.

Kick, Inc. is based in San Francisco, and its terms state that the service is currently authorized for use only in the United States.

Kick's terms limit the service to the United States, so it is not an option for companies outside the US. Review the AI terms closely: one clause says customer data is not used for model training without opt-in, while the AI tools clause allows Kick and its AI providers to use inputs, outputs and customer data to train and improve their technology. Certifications, hosting region, single sign-on and a data processing agreement were not stated on the pages we checked in September 2026; the trust center at trust.kick.co is the place to request them.

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