From $12 per user/month🇺🇸
Corporate cards and expense software from San Francisco, owned by Capital One, with an AI expense assistant and AI audit checks.
Sage Expense Management AI features and pricing (September 2026)
Expense software formerly called Fyle, owned by Sage since 2025, with receipts by text, card matching and a Copilot for spend questions.
Per user
from $11.99 per user/month
Pricing details
Growth $11.99 and Business $14.99 per active user per month, billed annually, with minimums of 5 and 10 users; Enterprise for 250+ employees on request (September 2026).
What is Sage Expense Management?
Sage Expense Management, formerly Fyle, is expense software for US small and midsize businesses that captures receipts by text message, email or app, matches them to card transactions and answers spend questions through Copilot AI.
The product covers receipt tracking, expense reports, approvals, reimbursements, budgets, reporting and credit card reconciliation with real-time feeds from Visa, Mastercard and American Express. It integrates with accounting systems such as Sage Intacct, Sage 300 CRE and Sage 50 and targets industries like construction, nonprofits, healthcare and professional services.
Fyle was founded in 2016 and acquired by Sage in 2025. According to the vendor, more than 2,500 customers and over 260 partner accounting firms use the software.
Sage Expense Management AI features and use cases
- Turns texted receipts into expensesWith Text-to-Expense, employees send a photo of a receipt by text message and the AI creates the expense. OCR extracts merchant, date, amount and category. Finance receives structured expenses without asking staff to log in to an app or type in receipt details.
- Matches receipts to card spendAn AI engine matches incoming receipts to credit card transactions from the real-time card feeds. Accounting no longer pairs receipts and statement lines by hand, and missing receipts show up while the month is still open rather than at close.
- Answers spend questionsCopilot AI answers questions about expenses, reports, categories and merchants and points out recurring policy violations and overspending risks. Finance leaders get answers without building a report or asking support, and budget owners see where spend drifts.
What sets Sage Expense Management apart
- Bills only active users, meaning people who submit at least one expense or have a card with transactions in the month.
- Pulls card transactions in real time from Visa, Mastercard and American Express instead of waiting for statements.
- Belongs to Sage and connects to Sage Intacct, Sage 300 CRE and Sage 50, where Sage Intacct customers may qualify for different pricing.
Where Sage Expense Management is strongest
The product is sold by Fyle Inc. to US small and midsize businesses, with real-time card feeds from Visa, Mastercard and American Express and US accounting integrations such as Sage Intacct.
Questions to ask before you buy Sage Expense Management
Check the plan minimums of 5 or 10 users and whether you need SSO, which is an add-on in Business and included in Enterprise. Implementation fees apply to some accounting integrations. The public pages name neither hosting region nor sub-processors; request both, together with the data processing agreement, from Sage before rollout, especially if employees outside the US submit expenses.
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Questions about Sage Expense Management
Is Sage Expense Management the same as Fyle?
Yes. The vendor describes Sage Expense Management as the product formerly known as Fyle. Sage acquired Fyle in 2025.
How is Sage Expense Management priced?
Growth costs $11.99 and Business $14.99 per active user per month, billed annually, with minimums of 5 and 10 users. Enterprise for 250 or more employees is priced on request.
Which security certifications does it have?
The security page lists SOC 2 Type I and Type II reports and PCI DSS compliance. It also describes SAML 2.0 single sign-on and data deletion 30 days after contract end.
Sage Expense Management update historyno updates yet
No changes recorded for Sage Expense Management yet.
Changes the vendor made and confirmed user reports, each checked against the vendor's own pages. We review every tool monthly.
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