Brex AI features and pricing (October 2026)

Brex is a spend management platform from San Francisco that combines corporate cards, expense management, bill pay and travel booking for startups up to large companies, with Brex AI preparing expense reports and flagging unusual spend.

Brex bundles corporate cards with spend limits, expense management with receipt capture and automatic policy enforcement, bill pay with invoice entry, accounting automation with two-way ERP integrations, and in-app travel booking. Plans range from a free Essentials tier for startups to Premium for midsize companies and custom Enterprise contracts.

The vendor is Brex, LLC in San Francisco. Capital One completed its acquisition on April 7, 2026, and Brex now operates as a wholly owned subsidiary of Capital One, N.A., with Pedro Franceschi remaining CEO.

• Prepares expense reportsThe Brex AI expense assistant answers employee questions and prepares expense reports, while memo fields are filled in automatically. OCR matches receipts in any language or currency to the right card transaction. Finance teams chase fewer missing receipts and receive reports that are complete on arrival.
• Suggests GL codingBrex AI proposes general ledger codes and accounting rules for card transactions based on how spend has been mapped before. Coded transactions sync to the ERP through two-way integrations. Accounting spends less time coding card spend by hand and starts the month-end close with cleaner data.
• Flags unusual spendBrex AI flags anomalous activity against budgets and policies, and the Premium plan adds AI compliance audit detection and insights. Controllers see out-of-policy or unusual expenses without reading every line and can focus their review on the transactions that need a second look.

• Offers a free Essentials plan, and the AI expense assistant with auto-filled reports is part of every plan.
• Covers cards, expenses, bill pay and travel booking in one account, so fewer separate tools are needed.
• Publishes SOC 1 Type II and SOC 2 Type II reports and PCI DSS compliance, which auditors of card programs often ask for.

Brex, LLC is based in San Francisco and has been a wholly owned subsidiary of the US bank Capital One since April 7, 2026.

Check which AI features your plan includes: compliance audit detection is part of Premium, and SSO requires Premium or Enterprise. Brex keeps its primary data centers in the United States; the data processing addendum with standard contractual clauses is published on the website, and the sub-processor list is kept in the Brex Trust Portal. Clarify ERP integration, approval rules and what the Capital One ownership means for your contract.

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