Treasury4 AI features and pricing (October 2026)

Treasury4 is treasury management software for finance and treasury teams that combines cash visibility, entity management, payments, debt, FX and fund modules on a single-tenant data platform, with AI transaction categorization, machine learning forecasts and an MCP server for AI models.

The modules are Cash4 for real-time cash visibility across accounts, entities and currencies, Entity4 for legal entities, bank accounts and signers, Payments4 for wire, ACH and cross-border payments with approvals, and Debt4, Forex4 and Fund4. Each customer runs on a dedicated Snowflake environment with embedded Sigma analytics, and banks connect via APIs, host-to-host links or BAI2 and MT940 files. The company is based in the Spokane area of Washington State and states that implementation takes about five weeks.

• Categorizes cash flows as they arriveAn AI engine tags inflows and outflows as operating, investing or financing cash flows when transactions arrive and learns from vendor and payroll patterns. Treasury gets a structured cash flow view without cleaning bank data by hand.
• Forecasts with customer-specific modelsCash4 forecasts cash flows with machine learning models trained exclusively on each customer's historical data, and supports scenario planning. Forecasts reflect the company's own payment patterns rather than a generic model.
• Connects AI assistants to treasury dataThe MCP server connects Claude, ChatGPT or other compatible models securely to Treasury4 data, so users can query positions and trace activity. Treasury staff can ask questions about cash without building a report.

• Uses a single-tenant architecture in which each customer gets its own dedicated Snowflake environment.
• Forecasting models are trained only on the individual customer's data.
• Modular product line from cash visibility to debt, FX and fund management.

Treasury4 is based in the Spokane area of Washington State and connects mainly to large US banks via APIs.

Treasury4 focuses on US bank connectivity, so check whether your European banks can connect via host-to-host or MT940 files. Ask about the hosting region of your Snowflake environment, the security certifications available in the security portal, the DPA and sub-processors. Clarify pricing per module and which AI features are generally available rather than newly introduced.

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