From €10.50 per month🇩🇪
German cooperative software for tax advisors, accounting and payroll with AI salary benchmarking and the DATEV Copilot assistant.
Accountable AI features, pricing and GDPR (October 2026)
Bookkeeping and tax app for the self-employed that categorizes receipts with AI text recognition and answers tax questions with AI.
FreemiumFree plan
from €9.90 per month
Pricing details
According to the pricing page, a free plan called Rechnungen Free is available. Paid plans Rechnungen Plus, Buchhaltung, Steuern and Max cost 9.90, 19.90, 29.90 and 59.90 euros net per month billed annually, or 12.40, 24.90, 37.40 and 74.90 euros billed monthly; Max has a 12-month minimum term, 30-day money-back guarantee, as of September 2026.
What is Accountable?
Accountable is a bookkeeping and tax app for freelancers and sole proprietors in Germany, run by a Belgian company. AI reads and categorizes receipts, and an AI tax advisor answers tax questions based on the user's own data.
Accountable combines invoicing, including ZUGFeRD, XRechnung and Peppol e-invoices, expense booking, bank connections, VAT filings and annual tax returns in one mobile and web app. Higher plans add chat support from tax coaches, a tax guarantee and personal calls. Accountable SA is based in Saint-Josse-ten-Noode, Belgium, runs a branch in Berlin and is licensed by the National Bank of Belgium as a payment institution for account aggregation under PSD2. It cites more than 40,000 self-employed users in Germany. The app targets individuals without a tax advisor, not companies with a finance team.
Accountable AI features and use cases
- Scans and categorizes receiptsAI text recognition reads photographed or uploaded receipts and assigns them to the matching tax category. Self-employed users skip manual categorization and see the tax effect of each expense right away.
- Suggests receipt matchesAccountable proposes which receipt belongs to which transaction. The vendor describes a self-learning system that permanently remembers customers and invoice items, so recurring entries need less manual assignment over time.
- Answers tax questionsThe AI tax advisor answers tax questions around the clock and gives tips based on the user's own data. Accountable states that its tax knowledge is checked manually by experts and warns that the AI can be wrong.
What sets Accountable apart
- Combines bookkeeping with tax filing, human tax coaches and a tax guarantee for self-employed users who work without a tax advisor.
- Includes unlimited ZUGFeRD and XRechnung e-invoices with Peppol support in all plans, including the free plan.
Where Accountable is strongest
Questions to ask before you buy Accountable
Check whether you need a tax advisor at all or want to file yourself, since Accountable is built for self-filers. If an advisor stays involved, confirm that the DATEV export, available from the Buchhaltung plan, fits their process. Ask where data is hosted and request the data processing agreement under Art. 28 GDPR; neither was published on the pages we checked in September 2026.
Using Accountable in the EU: GDPR and AI Act
- Data locationNot published by the vendor.
- Data processing agreementNot published by the vendor: ask for one (Art. 28 GDPR).
- EU AI ActCheck whether the AI prepares decisions about people. If not, the high-risk rules usually do not apply. The high-risk obligations apply from December 2, 2027 (Digital Omnibus).
General information with sources, not legal advice.
Accountable reviews
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Questions about Accountable
Is Accountable free?
There is a free plan with basic invoicing, one bank connection and up to five expenses per month. Paid plans start at 9.90 euros net per month with annual billing, and all plans come with a 30-day money-back guarantee.
Is Accountable a German company?
Accountable SA is based in Belgium and runs a branch in Berlin, according to its legal notice. It is licensed by the National Bank of Belgium as a payment institution for account aggregation under PSD2.
Does the AI tax advisor replace a tax consultant?
No. Accountable states that the AI can be wrong and that it is not a certified tax advisor for specialized cases. Higher plans add human tax coaches by chat or call.
Accountable update historyno updates yet
No changes recorded for Accountable yet.
Changes the vendor made and confirmed user reports, each checked against the vendor's own pages. We review every tool monthly.
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