Corporate cards and expense software from San Francisco, owned by Capital One, with an AI expense assistant and AI audit checks.

SAP Concur AI features and pricing (September 2026)
SAP's travel and expense suite with AI receipt capture, the Joule assistant and automated auditing of submitted expense reports.
from $7 usage-based
Pricing details
According to the US pricing page, the Base plan starts at $7 and the Plus plan with ExpenseIt at $11 per expense report; Premium with Concur Travel is quoted on request. The exact price depends on the monthly volume committed in the contract.
What is SAP Concur?
SAP Concur is a travel, expense and invoice management suite from SAP that finance teams use to collect receipts, run approval workflows and audit employee spending, with AI features for receipt capture, fraud detection and report checks.
Concur Expense is the core module: employees submit receipts from the mobile app, managers approve reports, and finance exports approved spend to accounting. Concur Travel for booking and invoice processing can be added, and SAP positions the suite for companies from small businesses to large enterprises. SAP Concur is part of SAP and lists 92 million users on its about page; its US headquarters is in Bellevue, Washington, and the German subsidiary Concur (Germany) GmbH is based in Eschborn near Frankfurt.
SAP Concur AI features and use cases
- Captures receipts automaticallyExpenseIt reads photographed or forwarded receipts with AI and pulls details such as amount, date and merchant into an expense entry. Employees type less, and the finance team receives more complete reports with fewer corrections before approval.
- Audits expense reportsIntelligent Audit pairs a team of human auditors with generative AI. Together they validate receipts, check reports against company policy and flag noncompliant spending. The finance team receives reviewed reports and handles the flagged cases instead of sampling reports at random.
- Flags possible fraudConcur Detect uses AI and machine learning to analyze expense reports for patterns that point to fraud or policy violations. For finance and internal audit this adds a systematic check to a task that is usually covered only by spot checks.
What sets SAP Concur apart
- Prices expense management per report rather than per user, from $7 per report in the Base plan according to the US pricing page.
- Belongs to SAP, which matters for companies that already run SAP ERP and want travel, expense and invoice processes from one vendor.
Where SAP Concur is strongest
SAP Concur is headquartered in Bellevue, Washington, and is part of the software group SAP.
Questions to ask before you buy SAP Concur
Clarify which plan includes the AI features you need, since ExpenseIt is listed from the Plus plan and Premium is quoted individually. Check how the per report pricing behaves at your volume, where your expense data will be hosted, and how approved expenses flow into your ERP. For German entities, confirm GoBD compliant archiving of receipts and the export format your tax advisor needs.
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Questions about SAP Concur
What does SAP Concur cost?
The US pricing page lists the Base plan from $7 per expense report and the Plus plan with ExpenseIt from $11 per report, both with unlimited users. Premium, which adds Concur Travel, is priced on request. The more reports a contract covers, the lower the price per report.
Which SAP Concur plan includes AI receipt capture?
ExpenseIt, the AI receipt capture, is listed in the Plus and Premium plans on the US pricing page. The Base plan covers Concur Expense without ExpenseIt.
Who owns SAP Concur?
SAP Concur is part of SAP. Its headquarters is in Bellevue, Washington, and in Germany the company operates through Concur (Germany) GmbH in Eschborn.
SAP Concur update historyno updates yet
No changes recorded for SAP Concur yet.
Changes the vendor made and confirmed user reports, each checked against the vendor's own pages. We review every tool monthly.
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